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Instant Payday Loans No faxing, no credit check. Instant online decision. Speedy & hassle free, Get cash in 15 mins

Cost of Payday Loans

Our loan fee structure is set out in the examples table, no other interest, admin or other fees are payable unless you fail to honour repayment. Loans are available from £100 to £1,000.

Representative example > Total Amount of Credit : £200
Our Payday Loan Charges Clearly Laid Out line
Duration of Agreement: 30 days
Our Payday Loan Charges Clearly Laid Out line
Total Amount Payable: £258
to be paid in one instalment on your next payday.
Our Payday Loan Charges Clearly Laid Out line
Total Charge for Credit £58
Our Payday Loan Charges Clearly Laid Out line
Representative 2120%APR

Examples

Amount borrowed
Charge
Total repayable
£100
£30
£130
£125
£37.50
£162.50
£150
£45
£195
£175
£52.50
£227.50
£200
£60
£260
£225
£67.50
£292.50
£250
£75
£325
£275
£82.50
£357.50
£300
£90
£390
Written details are available upon request.

Before applying for an instant payday loan:

If this is the first time you have applied for one of our payday loans, there are some repayment options that we would like to make you aware of.

If you find that for some reason you are not able to repay your loan we may be able to offer the facility to extend it.

To ask to roll over your loan please contact your loan provider directly. In general you should try to contact your provider at least two working days before your next payday.

However if you miss this deadline and your loan is collected in full, as an existing customer you can apply for another payday loan online.

Be assured that:

When you apply to Top Hat Money for payday loans your application is treated with complete confidentiality and we will make every effort to deal with your application as quickly as possible.