Instant Payday Loans
Top Hat Money payday loans are instant payday loans because we aim to receive, process and respond to your application in seconds. In most cases we will be able to approve your loan without you needing to fax or send back any supporting documents, in which case we can transfer your money electronically into your account in 15 minutes. The whole process from start to finish can take less than half an hour and the money will be in your account for you to do whatever you like with it.
Get the money you need instantly2
We understand that when unexpected expenses arise you need access to money quickly and without a lot of fuss. At Top Hat Money we've worked hard to ensure our process is as quick and simple as possible. We employ state of the art technology so we can be sure to receive your application instantly and respond to it in seconds either by email, phone call or SMS. We aim to have an approval to you by return so you can stop worrying, get your finances sorted and get on with the rest of your day.
Are Instant Payday Loans really instant?
Unfortunately it's not actually 'instant' but it is as quick as we can make it at the moment, typically less than half one hour, which we think is pretty darn quick. Just fill in our instant payday loan application form - takes about 2 minutes, if necessary follow any instructions we send you - couple more minutes for you to email or SMS us back, then we transfer the money by Fast Transfer - about 15 mins. Compare this to going to a bank or building society for a traditional loan, which can take weeks to process, and our loans are pretty close to being instant payday loans.
Can anyone get an instant payday loan?
Pretty much, the only criteria are that you must be 18 or older, have a regular income and you must get paid into a bank account that has a debit card associated with it.
Taking more than one loan
Once you've taken out an instant payday loan with us it is even easier to access the money you need. If you've taken out one of our loans, and shown you can use the service responsibly, we can lend you larger amounts, just visit our returning clients application form.
Life's demanding and can be unpredictable.
Whatever your situation Top Hat Money payday loans are here to help.
New customers can request payday loans of up to £1000
Once approved cash is directly deposited to your account within 15 mins!
Representative 2120% APR
Recent Blog Posts
New Developments in Instant Payday Loans and What This Can Mean For You
Applying for and receiving instant payday loans is constantly getting easier. While loan shoppers have always had access to speedy application processes, great approval rates and optimal service, they now have an increased variety of ways in which they can apply. They also have additional loan options that they can select which are designed to [...]
10 Positive Things You Never Knew About Payday Loans
Payday Loans are in the news daily at the moment, but most stories about payday loans seem to regurgitate the same old points. In an attempt to redress the balance here are 10 positive things you never know about payday loans. 1. Payday loans can be used to rebuild your credit score. If you have a [...]
When Instant Payday Loans Make Sense
If you look up instant payday loans in the press, not very many people have very many positive things to say about them. There seems to be a bit of a bandwagon at the moment and everyone is keen to jump on it, from journalists to MPs, everyone is keen to tub thump about high [...]
