Instant Payday Loans from Top Hat Money

Need Payday Loans outside of banking hours?

No problem, Top Hat Money Payday Loans runs 24 hours a day, approving loans in seconds and loaning money in minutes.

Advantages of Payday Loans from Top Hat Money:

• Simple payday loan application form, complete it in minutes
• Fully online payday loan application, complete it from the comfort of your own home with no documents to fax or mail
• Instant decision, get your approval in seconds
• Fast, free funding of your payday loans, get your money in less than an hour, 24 hours a day 7 days a week
• Borrow up to £1000, even if you haven't borrowed with us before
• Less-than-perfect credit is not a problem

Payday Loans from Top Hat Money

Top Hat Money aim to make applying for instant payday loans as simple as possible. We understand that sometimes you just need to get money quickly and simply. No long application processes and no complicated agreements to sign. That's why our process is all done online, completely from start to finish. So there are no long phone calls, no protracted meetings, no mountains of paperwork to complete and post or fax and no complicated agreements to sign either!

What are Payday Loans?

Payday loans are short term loans designed to help you bridge the gap between bills, expenses or anything you need money for today and money you have coming in tomorrow, next week or next month.

Payday loans mean you can get money quickly when you need it and pay it back next time you've got it.
Typically you can get money into your account within the hour and pay it back at your next payday - although it is also possible to pay it back at other times.

If you are over 18 and resident in the UK with a regular income you can borrow up to £1000 for any reason, to pay a bill, unexpected repairs, forgotten birthday present, whatever you like.

To apply just fill in the simple payday loans application form and we can approve you instantly. you don't need to fill in pages and pages of application form, you don't need to fax or post anything or sit through long meetings explaining what you need the money for. Our payday loans application form should not take more than 2 or 3 minutes to complete and we can normally give you a response in seconds. Once approved we can transfer money into your account in less than an hour.

Payday loans are perfect when you only need to borrow a small amount of money for a short amount of time, you want the money quickly and you want a simple, stress free method of paying it back. If that's you fill in our payday loans application form now, get instant payday loans approval and have the cash before the end of the day.

How Instant Payday Loans work

Fill out our online payday loans application form, which should not take more than about 5 minutes.

We collect your contact details as well as your employment details and bank details so we can be very sure of your identity and we will able to deposit your funds into your bank account once your loan in approved.

Once approved for your payday loan we deposit the funds into the bank account you specify, typically this should take less than one hour.

When you next get paid you pay back the loan plus our finance charge and that's it!

How to apply for Instant Payday Loans

To apply for instant payday loans right now, simply complete the instant payday loans application form to provide us with some information about yourself and we'll respond to your request immediately.

Are Instant Payday Loans really instant?

It's not actually 'instant' but it is as quick as we can make it at the moment, typically less than one hour, which we think is pretty darn quick. Just fill in our Instant Payday Loans Application form - takes about 2 minutes, once approved we transfer the money to your account by Fast Transfer (less than an hour). Compare this to going to a bank or building society for a traditional loan and our payday loans are pretty close to being instant payday loans.

How long will my loan application take?

Completing the payday loans application form should not take more than 2 minutes.

Receive an immediate response.

Once approved it usually takes around 1 hour for your payday loan to be directly deposited into your account.

On the agreed repayment date we collect a single payment from your debit card, so you don't even need to remember complicated repayment schedules.

How much can I borrow?

New customers can request instant payday loans of up to £1000. Once you are an existing customer we'll be able to increase the size of loan you can request to give you that extra flexibility to meet your short term cash needs.

Responsible Lending

Top Hat Money is committed to lending responsibly, we don't want to put people into debt by lending them money that they can't afford to repay. Payday loans are a short term cash advance that is there to help you when unexpected expenses arise helping you quickly and simply manage your cashflow.

Apply Now Via Our Instant Payday Loans Application Form